CV Template
Insurance Underwriter CV Template & Examples (ATS-Optimized)
An Insurance Underwriter CV must prove disciplined risk selection and pricing that grows a profitable book, not just bound policies. Insurers and ATS scan for the lines you underwrite, your loss ratio, authority limits, and qualifications like the ACII before assessing fit. This template positions your risk judgement and portfolio results so your CV clears screening and signals an underwriter who balances growth with profitability.
Written & reviewed by the CVWon Editorial Team · Updated June 2026
Build Your CV NowTo write a strong Insurance Underwriter CV, lead with Professional Summary, Underwriting Skills and Professional Experience — each backed by specific, quantified results rather than generic duties. A strong Insurance Underwriter CV demonstrates that your risk selection produced a profitable book, evidencing the lines of business, the gross written premium handled, and the loss or combined ratio you delivered.
ATS Optimisation
ATS Keywords
Include these keywords in your CV to pass applicant tracking systems.
A strong Insurance Underwriter CV demonstrates that your risk selection produced a profitable book, evidencing the lines of business, the gross written premium handled, and the loss or combined ratio you delivered. It states your underwriting authority limits, since the size of risk you can bind independently is a direct measure of seniority and trust. The best candidates show pricing and structuring judgement, such as declining or re-rating underpriced risks and improving the portfolio's profitability over time. It evidences strong broker and market relationships that drive submission flow and renewal retention, because distribution is central to an underwriter's value. Weak CVs say 'underwrote insurance policies' with no class, premium volume, or ratio, leaving profitability unproven. A great underwriter CV also features qualifications like the ACII prominently and frames you as someone who grows GWP without sacrificing the loss ratio.
Structure
What Sections Should an Insurance Underwriter CV Include?
Professional Summary
It must state the classes of business, book size, and authority so recruiters place your seniority immediately.
Example
ACII-qualified Commercial Underwriter handling a GBP 25m GWP property and casualty book with delegated authority to GBP 2m, sustaining a 48% loss ratio.
Underwriting Skills
A keyword block lets ATS match line-of-business, ratio, and rating tokens that gate underwriting roles.
Example
Property & casualty | Risk selection | Rating & pricing | Reinsurance | Catastrophe modelling | Policy wording.
Professional Experience
This must show profitable portfolio outcomes and pricing decisions, not policy-binding volume alone.
Example
Re-rated and remediated a loss-making haulage account, cutting its loss ratio from 92% to 54% within two renewal cycles.
Portfolio & Profitability Results
Quantified GWP growth alongside maintained ratios is the clearest proof of underwriting skill.
Example
Grew the SME book by GBP 6m GWP over 18 months while holding the combined ratio below 95%.
Qualifications & Authority
ACII/CII credentials and stated authority limits clear filters and quantify the trust placed in you.
Example
ACII (Chartered Insurer, 2020) | Delegated underwriting authority to GBP 2m per risk | Lloyd's market experience.
Avoid These
What Are Common Insurance Underwriter CV Mistakes?
FAQ
Frequently Asked Questions
Very important. The ACII confers chartered status and is often listed as essential or strongly preferred, particularly for senior and Lloyd's roles. State your designation or current CII progress near the top, as it functions as a credibility filter.
Yes, where you are permitted. Loss ratio, combined ratio, and gross written premium are the metrics that prove profitable underwriting. If exact figures are sensitive, use ranges, but omitting them entirely weakens the CV substantially.
Absolutely. Your delegated authority limit per risk and per class is a direct measure of seniority and trust. Stating it concisely, such as 'authority to GBP 2m per risk', communicates your level faster than any job title.
Lead with transferable skills (risk selection, pricing discipline, portfolio management) and any cross-class exposure, then frame the move as applying proven judgement to a new line. Highlight quick learning on a previous class switch if you have done it before.
Two pages is standard. Use page one for the summary, skills, and current book results; use page two for role history, qualifications, and authority detail. Keep the focus on profitability metrics rather than listing every product underwritten.
Salary
Salary by Experience Level
Typical salary ranges by seniority (EUR, gross).
| Level | Experience | Salary range |
|---|---|---|
| Entry Level | 0–2 years | €40K – €60K |
| Mid Level | 3–5 years | €60K – €90K |
| Senior Level | 6–10 years | €90K – €140K |
| Lead / Manager | 10+ years | €130K – €180K |
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